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Nassau Life and Annuity Company

Nassau MYAnnuity 5X 0% Free

A MYGA with a 5-year fixed rate and a 5-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : B+		Standard & Poor's: BB

Rates
The interest rate is guaranteed for 5 years Surrender charges last 5 years	Last Rate Change: xx/xx/xxxx Next Rate Change: xx/xx/xxxx

	Previous Rates xx/xx/xxxx			Current Rates xx/xx/xxxx
	Rate	Bonus	Yield to Surrender	Rate	Bonus	Yield to Surrender
Band 15,000+	****	*****	*****	****	*****	*****

State Specified Minimum Interest Rate: ****

Premium Bonus
- none -

Policy Notes

The @companyName@'s @annuityname@ is a Single Premium D --[ subscription required to view full text ]--
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Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

MVA Explanation
Not available in DE

Market Valu --[ subscription required to view full text ]--
****** ***** ********** (***) ** * ******** ** ******** ****** ** *** ***** *** ******* ** *** ********* **** ******** ** **** * ********** ** ****** ** *** **** ********** ******. ** *** ** **** ******* ****** *** ********* ****** ******.

Commissions
Effective date of commission schedule: 06/01/2018
Commissions are ***** *** * *** * *** * ** ***** ***.