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Nassau Life and Annuity Company

Nassau Personal Retirement Choice^SM Group A

(RETIRED)

A Fixed Indexed Annuity with a 12-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : B++		Fitch: BB+

Rates

	Current Rates xx/xx/xxxx			Guaranteed Minimum Values
	Cap	Spread	Part Rate	Cap	Spread	Part Rate
1 Year S&P 500 Par With Fee	***	***	***	***	***	***
1-Year CSTMAI Spread	***	***	***	***	***	***
1-year Nasdaq-100 - Participation Rate	***	***	***	***	***	***
1-year Nasdaq-100 - Participation Rate with Fee	***	***	***	***	***	***
1-Year S&P 500 with Cap	***	***	***	***	***	***
1-Year S&P 500 with Participation Rate	***	***	***	***	***	***
1-year Sunrise Smart Passage SG - Participation Rate	***	***	***	***	***	***
1-year Sunrise Smart Passage SG - Participation Rate with Fee	***	***	***	***	***	***
2 Year S&P 500 Par With Fee	***	***	***	***	***	***
2-Year CSTMAI Spread	***	***	***	***	***	***
2-year Nasdaq-100 - Participation Rate	***	***	***	***	***	***
2-year Nasdaq-100 - Participation Rate with Fee	***	***	***	***	***	***
2-Year S&P 500 with Participation Rate	***	***	***	***	***	***
2-year Sunrise Smart Passage SG Participation Rate	***	***	***	***	***	***
2-year Sunrise Smart Passage SG Participation Rate with Fee	***	***	***	***	***	***
Monthly S&P 500 with Cap	***	***	***	***	***	***
Fixed Account (Rate guaranteed for 1 Year)	.* %			.* %

State Specified Minimum Interest Rate: ****

Premium Bonus for All Other Bands
Year:	1
Bonus Rate:	****

Policy Notes

The @annuityname@ is a --[ subscription required to view full text ]--
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Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
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Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

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MVA Explanation

To compensate for changes in bond rates, the Company applies an MVA --[ subscription required to view full text ]--
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Commissions
Effective date of commission schedule: 08/10/2020
Commissions are ***** *** * *** * *** * ** ***** ***.